Our Insurance Offering
Why Grape
Why grape?
grape offers full insurance coverage and first-class solvency. With our partners as risk carriers and reinsurers, their coverages are always guaranteed.
We support more than 60 integrations with time tracking and payroll systems.
We support more than 60 integrations with HR/HRIS systems. Everything included - there are no additional costs.
Promoting employee health through attractive products and services.
We offer therapy and mental health coaching benefits for your employees.
Why Grape
grape offers full insurance coverage and first-class solvency. With our partners as risk carriers and reinsurers, their coverages are always guaranteed.
We support more than 60 integrations with time tracking and payroll systems.
We support more than 60 integrations with HR/HRIS systems. Everything included - there are no additional costs.
Promoting employee health through attractive products and services.
We offer therapy and mental health coaching benefits for your employees.
Our insurances products
Your employees are your company's most valuable asset. Protect them from loss of earnings and offer them financial security in the event of incapacity to work due to illness. Extend the safety net for your employees by insuring their salary in the event of illness with our daily sickness benefits insurance (KTG).
No financial risk for the employer
The only standalone short term absence solution in Switzerland
Extend the safety net for your employees by covering their salary in the event of short-term sickness.
Our short term absence solution provides your team with coverage from day one of being sick, until day 30/60/90, at 100% coverage. grape’s short-term absence solution is aimed at companies with payrolls > CHF 5 million.
Why KTG short-term?
- Employers benefit from modern absence management and analyses from day one.
- The requirements of the personnel regulations, collective employment contracts or employment contracts can be implemented one-to-one.
- Overpaid premiums are refunded 100% to the policyholder.
- Early triage and consistent case monitoring prevent expensive long-term absences and help to reduce the absence rate in the long term.
Financial protection in case of long-term sickness
grape offers full protection and solvency, for your coverages
This solution adapts to your needs: You choose the waiting period, the duration of benefits (up to 730 days) and have the choice between cover of 80-90% of annual salaries. This long-term absence solution is aimed at companies with payrolls > CHF 5 million.
Why KTG long-term?
- Employers benefit from modern absence management and analyses from day one.
- Financial security for you and your employees in the event of long-term cases.
- Individual case management and cover modules can be integrated on a modular basis.
Full-term coverage from day 1-730 of being sick
Coverage from day 1-730, modularly arranged
A combination with a uniform premium rate without differentiating between short-term and long-term insurance. Can be put together modularly according to your needs. This long-term absence solution is aimed at companies with payroll totals > CHF 20 million.
Why grape for short-term absences?
- Employers benefit from modern absence management and analyses from the first to the last day.
- Individual case management and cover modules can be integrated on a modular basis.
- Excess premiums are 100% refunded to the policyholder.
- Optimized cash flow management for the customer.
- Transparent and guaranteed costs.
Protect your employees in case of long-term absence
grape’s daily sickness benefit insurance gives your employee the financial security, and peace of mind, they deserve.